What services does TCO Capital offer?

TCO Capital offers three core services: an HR SaaS platform for employee onboarding and workforce management, lead generation to build qualified client pipelines, and marketing & advertising including digital ad campaigns and brand content.

How much does the HR SaaS platform cost?

Plans start at $199/month for the Starter plan, $349/month for the Growth plan, and custom pricing for Enterprise. A one-time setup fee of $1,500 applies to all plans.

What areas does TCO Capital serve?

TCO Capital is based in Charlotte, NC and primarily serves businesses across North Carolina and South Carolina, including Charlotte, Raleigh, Greensboro, Columbia, and Greenville.

How long before I see results from marketing?

Most clients see measurable traffic and lead increases within the first 30 days of a live campaign. Brand awareness builds over 60-90 days. TCO Capital tracks clicks, impressions, leads, and cost-per-acquisition.

Legal

Terms and Conditions

Please read these terms carefully before using our services.

Effective Date: August 1, 2026 | Last Updated: August 1, 2026 | TCO Capital Inc. | Charlotte, NC

1. Acceptance of Terms

By accessing or using any service offered by TCO Capital Inc. ("TCO Capital," "we," "us," or "our"), including our HR SaaS platform, lead generation services, marketing & advertising services, and this website (tcocapitalinc.com), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Services Provided

TCO Capital Inc. provides the following services:

HR SaaS Platform: A subscription-based employee onboarding and workforce management platform. Access is granted upon payment of applicable subscription and setup fees. All platform features are subject to the plan selected at time of purchase.

Lead Generation Services: Digital marketing, content development, and lead capture pipeline services provided under a separate service agreement. Results may vary based on market conditions, industry, and client participation.

Marketing & Advertising Services: Digital ad campaign management, brand content development, and marketing strategy services provided under a separate service agreement. TCO Capital manages ad spend on your behalf across agreed platforms. Results may vary based on market conditions, industry, and ad budget. Ad spend is separate from TCO Capital service fees.

3. Subscriptions and Payments

HR SaaS Platform subscriptions are billed monthly. Payment is due at the beginning of each billing cycle. All setup fees are due prior to platform configuration and are non-refundable once work has commenced. Failure to pay may result in suspension or termination of access.

Prices are subject to change with 30 days' written notice. Continued use of the platform after a price change constitutes acceptance of the new pricing.

4. Cancellation Policy

You may cancel your subscription at any time with 30 days' written notice to rushl@tcocapitalinc.com. Cancellation takes effect at the end of the current billing cycle. No prorated refunds are issued for partial months. Setup fees are non-refundable under any circumstances.

5. Acceptable Use

You agree not to use our platform or services to: (a) violate any applicable law or regulation; (b) transmit harmful, fraudulent, or misleading information; (c) attempt to gain unauthorized access to our systems or another user's account; (d) reverse engineer, copy, or resell any part of our platform without express written permission.

6. Intellectual Property

All content, software, trademarks, logos, and materials on this website and within our platform are the exclusive property of TCO Capital Inc. and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

7. Data and Privacy

Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to the collection and use of your information as described in the Privacy Policy.

8. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, express or implied. TCO Capital Inc. does not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components. Marketing & advertising services do not guarantee specific results, lead volumes, or revenue outcomes.

9. Limitation of Liability

To the fullest extent permitted by law, TCO Capital Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to lost profits, lost data, or business interruption, even if we have been advised of the possibility of such damages. Our total liability shall not exceed the amount paid by you in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless TCO Capital Inc., its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including reasonable attorney's fees) arising out of your use of our services or violation of these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Mecklenburg County, North Carolina.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our services following any changes constitutes your acceptance of the revised Terms.

Questions about these Terms?