What services does TCO Capital offer?

TCO Capital offers three core services: an HR SaaS platform for employee onboarding and workforce management, lead generation to build qualified client pipelines, and marketing & advertising including digital ad campaigns and brand content.

How much does the HR SaaS platform cost?

Plans start at $199/month for the Starter plan, $349/month for the Growth plan, and custom pricing for Enterprise. A one-time setup fee of $1,500 applies to all plans.

What areas does TCO Capital serve?

TCO Capital is based in Charlotte, NC and primarily serves businesses across North Carolina and South Carolina, including Charlotte, Raleigh, Greensboro, Columbia, and Greenville.

How long before I see results from marketing?

Most clients see measurable traffic and lead increases within the first 30 days of a live campaign. Brand awareness builds over 60-90 days. TCO Capital tracks clicks, impressions, leads, and cost-per-acquisition.

Legal

Privacy Policy

How we collect, use, and protect your information.

Effective Date: August 1, 2026 | Last Updated: August 1, 2026 | TCO Capital Inc. | Charlotte, NC

1. Introduction

TCO Capital Inc. ("TCO Capital," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (tcocapitalinc.com) or use our services, including our HR SaaS platform, lead generation services, and marketing & advertising services.

By using our website or services, you consent to the data practices described in this policy.

2. Information We Collect

Information you provide directly:

Name, email address, phone number, and company information submitted through contact forms or service inquiries
Employee data entered into the HR SaaS platform (names, contact information, employment records, policy acknowledgments)
Business information submitted as part of marketing & advertising service engagements
Billing and payment information processed through our payment providers

Information collected automatically:

IP address, browser type, and device information
Pages visited, time spent on pages, and referral sources
Cookies and similar tracking technologies

3. How We Use Your Information

We use the information we collect to:

Provide, operate, and maintain our services
Process transactions and send billing communications
Respond to inquiries and provide customer support
Send service-related notifications and updates
Improve our website and services
Comply with legal obligations
Plan, execute, and report on marketing & advertising campaigns on your behalf

We do not sell your personal information to third parties.

4. How We Share Your Information

We may share your information with:

Service providers: Third-party vendors who assist us in operating our platform (e.g., Oracle Cloud for database hosting, Twilio for SMS, email service providers). These parties are contractually obligated to protect your data.
Marketing & Advertising platforms: With your consent, campaign data, creative assets, and audience parameters may be shared with Google, Meta, or other ad platforms solely to execute and optimize marketing campaigns on your behalf. We do not sell this data to third parties.
Legal compliance: When required by law, court order, or governmental authority.
Business transfers: In connection with a merger, acquisition, or sale of assets, with appropriate notice to you.

5. Data Storage and Security

Your data is hosted on Oracle's Autonomous Cloud Database, which provides enterprise-grade encryption at rest and in transit, automated backups, and 99.99% uptime SLA. We implement industry-standard security measures including SSL/TLS encryption, access controls, and regular security reviews.

No method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Cookies

Our website uses cookies to enhance your browsing experience, analyze site traffic, and understand where visitors are coming from. You can control cookie settings through your browser. Disabling cookies may affect certain features of our website.

7. Your Rights

You have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information, subject to legal retention requirements
Opt out of marketing communications at any time
Request a copy of your data in a portable format

To exercise any of these rights, contact us at rushl@tcocapitalinc.com.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, contact us immediately and we will delete it.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes acceptance of the revised policy.

Privacy questions or requests?